PT PriceTape

Pricing › Fintech and payments › PayPal · paypal.com

PayPal pricing

What PayPal charges today, what has changed, and what public buyers have paid.

publishes pricing last captured 2026-10-10 on the record since 2019-01-03 17 captures

As of 2026-10-10

Current pricing

PayPal publishes pricing at www.paypal.com/us/webapps/mpp/merchant-fees (as of PriceTape's capture on 2026-10-10).

What its pricing page says

“ACH Services · 0.80% (capped at $5.00 per transaction)”

Quoted from the page as captured on 2026-10-10.

Source: www.paypal.com/us/webapps/mpp/merchant-fees · captured 2026-10-10

Dated changes

What changed

One change, in full

Drops AmEx fee exemptions, adds 1.50% intl surcharge

observed between 2022-01-15 and 2022-04-07

Before — captured 2022-01-15

AmEx intl surcharge (Commercial Txns) No fee

AmEx intl surcharge (Online Card Svcs) No fee

AmEx Guest Checkout rate 3.50% flat

AmEx 'All Other Commercial' rate 3.49% flat

AmEx Advanced Card rate 3.50% flat

AmEx Payments Pro rate 3.50% flat

AmEx Virtual Terminal rate 3.50% flat

QR via third-party integrator Not listed

Micropayments scope wording "for the sale of goods and services" included

After — captured 2022-04-07

AmEx intl surcharge (Commercial Txns) 1.50%

AmEx intl surcharge (Online Card Svcs) 1.50%

AmEx Guest Checkout rate 3.49% + fixed fee (general rate)

AmEx 'All Other Commercial' rate 3.49% + fixed fee

AmEx Advanced Card rate 2.59% + fixed fee (general rate)

AmEx Payments Pro rate 2.89% + fixed fee (general rate)

AmEx Virtual Terminal rate 3.09% + fixed fee (general rate)

QR via third-party integrator 2.29% + 0.09 USD

Micropayments scope wording Qualifier removed

observed 2022-04-07 pricing page pricepackagingproduct from an archived copy on the record since 2026-10-03

Every change

2021-10-25

observed between 2021-03-22 and 2021-10-25

Raises Venmo/Checkout Fee to 3.49%, Publishes 2.59% APM Rate

observed 2021-10-25 pricing page pricepackagingcommercial motion from an archived copy on the record since 2026-10-03

2020-04-22

observed between 2019-01-03 and 2020-04-22

Raises currency conversion fee 2.5%→3.0%, cuts refund return

observed 2020-04-22 pricing page pricepackaging from an archived copy on the record since 2026-10-03

Same market

Compared with

Fintech and payments pricing, week 2026-41

The full record for PayPal

Every change on PayPal's pages with its before and after and the evidence, every public record with its basis, and the dates behind each. One payment, yours to keep.

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What the full record adds

The public page shows dated headlines. The full record shows what each change replaced, the page it was captured from, the reachable states behind toggles and tabs, and every public price with the document it came from.

Know PayPal's pricing before your renewal

PriceTape records every change on PayPal's pages the day it happens, with the before and after and the evidence.

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