PT PriceTape

Pricing › Fintech and payments › GoCardless vs PayPal

GoCardless vs PayPal pricing

What GoCardless and PayPal each publish about pricing, every dated change on their own pages, and what government buyers paid. Side by side, each line with its source.

GoCardless

GoCardless publishes pricing at gocardless.com/pricing (as of PriceTape's capture on 2026-10-15).

Changes on their pages

2024-09-06

observed between 2023-02-24 and 2024-09-06

Introduces tiered fees: Advanced 1.25%, Pro 1.4%

observed 2024-09-06 pricing page pricepackagingproduct from an archived copy on the record since 2026-10-15

2023-02-24

observed between 2021-01-01 and 2023-02-24

Triples high-value transaction fee to 0.3%

observed 2023-02-24 pricing page pricepackagingproduct from an archived copy on the record since 2026-10-15

2021-01-01

observed between 2019-02-06 and 2021-01-01

Raises Standard fee cap to £4, splits Pro/Custom tiers

observed 2021-01-01 pricing page pricepackagingcommercial motion from an archived copy on the record since 2026-10-15

2020-07-21

observed between 2019-04-14 and 2020-07-21

Publishes USA self-serve pricing; adds $25/$75 add-ons

observed 2020-07-21 pricing page pricecommercial motionpackaging from an archived copy on the record since 2026-10-15

Government contracts

PayPal

PayPal publishes pricing at www.paypal.com/us/webapps/mpp/merchant-fees (as of PriceTape's capture on 2026-10-15).

Changes on their pages

2026-10-01

observed between 2022-04-07 and 2026-10-01

Reprices APMs to 5.99%, Adds Crypto & Bill Pay Fees

observed 2026-10-01 pricing page pricepackagingproduct from an archived copy on the record since 2026-10-03

2022-04-07

observed between 2022-01-15 and 2022-04-07

Drops AmEx fee exemptions, adds 1.50% intl surcharge

observed 2022-04-07 pricing page pricepackagingproduct from an archived copy on the record since 2026-10-03

2021-10-25

observed between 2021-03-22 and 2021-10-25

Raises Venmo/Checkout Fee to 3.49%, Publishes 2.59% APM Rate

observed 2021-10-25 pricing page pricepackagingcommercial motion from an archived copy on the record since 2026-10-03

2020-04-22

observed between 2019-01-03 and 2020-04-22

Raises currency conversion fee 2.5%→3.0%, cuts refund return

observed 2020-04-22 pricing page pricepackaging from an archived copy on the record since 2026-10-03